Co-operatives should be able to access, the Government of Canada’s wide-range of business infrastructure and other funding programs, including those of their partners. Please note that CMC’s ongoing advocacy efforts are to raise awareness of the co-operative model and to remove occasional obstacles. If your co-operative encounters any eligibility issues, specifically because you are a co-operative, please contactDaniel P. Brunette, Director – Advocacy and Partnerships.  

We invite you to consult the Grants and Funding Portal from the Government of Canada. Note that when the criteria specify “for-profit” or “non-profit”, the federal government classifies co-operatives that give patronage dividends to members as “for-profit.” 

Please consult your provincial or territorial co-op association, and other development experts listed here, for guidance and information of other funding opportunities. 

Canadian Co-operative Investment Fund

The Canadian Co-operative Investment Fund (CCIF) bridges the gap faced by co-operatives and mutuals: the difficulty of accessing capital without having to compromise autonomy.

The CCIF follows the co-operative principles and its Board of Directors is mostly made of investors, co-operative developers, CCIF clients, and CMC.

Visit the CCIF website for more information or to apply for funding.

The Canadian Co-operative Investment Fund was founded and established by CMC. CCIF is a Limited Partnership with CCIF GP as its co-operative General Partner. The Canadian Co-operative Investment Fund (CCIF) is a $25 million alternative financing source that provides loans, equity and quasi equity to co operatives across Canada. The Fund works to bridge gaps in access to capital for co-operative enterprises, so they can reach their goals and strengthen their communities. The loans are flexible and tailored to the specific development stage and needs of borrowers. In addition, CCIF partners with credit unions and other capital providers to increase funding capacity. Capital investments range from $50,000 to $1.25M per transaction. CCIF invests in many sectors, including affordable housing, renewable energy, agriculture and food, business growth, sharing economy, indigenous communities and telecommunications. 

Investment Readiness Program (IRP)

CMC is a sectoral partner for the engagement initiatives within the Investment Readiness Program (IRP) ecosystem.

A total of 59 co-operative projects received over $3.46 million in funding as social purpose organizations, through this Government of Canada project.

Click here to learn more.

For More Information

Please contact Daniel P. Brunette, Director – Advocacy and Partnerships.


CMC acts as a knowledge mobilizer and serves as a bridge between co-operatives and the Social Innovation (SI) and Social Finance (FS) ecosystem.

Emerging Co-operators Education Fund (ECEF)

The ECEF is accepting applications! Canada’s Emerging Co-operators (CEC), a committee created by CMC, is coordinating this project.

Co-operative Development Program (CDP)

Grants dedicated to emerging and expanding co-operatives offered by Co-operators, a CMC member and a leading Canadian financial services co-operative.


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